Hayat Sigortası
Sevdiklerinizin geleceğini güvence altına alırken prim iadesinden faydalanın.
Hayat sigortası, vefat veya maluliyet durumunda sevdiklerinize maddi güvence sağlar.
Prim iadeli hayat sigortası seçenekleriyle sigorta süreniz sonunda birikimlerinizi geri alabilirsiniz. Kaza ve sağlık ek teminatları ile kapsamı genişletebilirsiniz.
What is Life Insurance?
Life insurance provides financial protection in the amount you choose, so that an unexpected death or disability does not compromise your loved ones' standard of living.
You set the coverage amount and term according to your needs — securing your loan balance, your children's education or your family's regular expenses.
Coverage and advantages of life insurance
Death benefit
In case of death, the amount you chose is paid to your beneficiaries as a lump sum.
Disability coverage
Your income stays protected in case of disability caused by accident or illness.
Optional riders
Extend the scope with riders such as critical illness or accident treatment.
Premium refund option
With some products, your premiums are refunded at the end of the term if no claim occurs.
Tax advantage on your premiums
Within legal limits, you can deduct your life insurance premiums from your income tax base — securing your future while gaining a tax advantage at the end of the year.
Hayat Sigortası — frequently asked
A claim is filed with the insurer along with the required documents; we accompany you through every step, from preparing paperwork to tracking the payment.
Exclusions include suicide (in the first years), undeclared pre-existing conditions and states of war. We clearly share all exclusions before the policy is issued.
A common approach is 5–10 times your annual income, covering your outstanding loans and your family's long-term expenses. We run the needs analysis together.
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