<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Ana sayfa -->
  <url>
    <loc>https://fonexussigorta.com/</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Hakkımızda -->
  <url>
    <loc>https://fonexussigorta.com/hakkimizda</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- İletişim -->
  <url>
    <loc>https://fonexussigorta.com/iletisim</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Hizmetlerimiz altındaki menüler -->
  <!-- Bireysel Emeklilik -->
  <url>
    <loc>https://fonexussigorta.com/bes</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Prim İadeli Hayat Sigortası -->
  <url>
    <loc>https://fonexussigorta.com/prim-iadeli-hayat</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Tamamlayıcı / Özel Sağlık Sigortaları (mevcut yapıda aynı sayfa üzerinden) -->
  <url>
    <loc>https://fonexussigorta.com/ozel-saglik</loc>
    <lastmod>2025-12-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

</urlset>
